The plan is a voluntary agreement.
You can cancel anytime, for any reason.
At InCharge Debt Solutions, you can cancel the debt management program with a phone call, email, fax or letter.
You may consider cancellation if your financial circumstances change dramatically.
How do I get out of a debt settlement program?
Generally, those options are to:
- Continue to handle the debt on your own.
- Contact the creditors for help.
- Settle the debt either on your own or with the assistance of a third party.
- Work with a nonprofit credit counseling agency through a debt management plan.
- Seek legal protection through bankruptcy.
Can I cancel my debt agreement?
Cancelling a Debt Agreement
If you are unable to make your payments, it is possible to cancel a Debt Agreement. This could be because your circumstances have changed, for example you may have lost your job, your household expenses have increased, or you have an additional dependent to support.
Is debt settlement a good idea?
Is debt settlement a good idea instead of consolidation? Debt consolidation is a way of simplifying your finances and reducing the amount of interest you’re paying on loans and credit cards. It will not adversely affect your credit rating, but it likely won’t help you pay off your debt quickly.
How do I cancel my freedom debt relief program?
If you would like to cancel, please call the Client toll-free number at 1-800-655-6303 to determine the best option for ending your service. Please note that Freedom Debt Relief does not offer a money back guarantee.