Quick Answer: How Long Does A DAS Stay On Your Credit File?

6 years

Can I pay off my Das early?

Can I end my payments early? The DAS Administrator, or a fee charging money adviser, can ask creditors to accept less than the full amount of the money that you owed them when you started the debt payment programme.

How long does a debt arrangement scheme last?

There is no official minimum or maximum length for a DPP, but it is unusual for the plan to last for more than 10 years. If you think that it would take you longer than 10 years to clear your current levels of debt, a Trust Deed might be a better fit for you.

How long does a trust deed stay on my credit file?

A Trust Deed remains on your credit file for 6 years from the date it becomes protected.

Can you get a mortgage with a DAS?

Entering into a Mortgage after a DAS

This will take a minimum of 6 years, even if your DAS is shorter than that, as, like most formal debt solutions, your DAS remains on your credit file for that period of time.